SPY

591.25

-2.95

(-0.50%)

DIA

423.74

-2.81

(-0.66%)

IWM

208.42

-1.43

(-0.69%)

QQQ

520.52

-0.99

(-0.19%)

GOLD

17.41

-0.42

(-2.41%)

AAPL

212.36

1.10

(0.52%)

3 Ways You Can Reduce Your Spending Without a Budget

1. Order your groceries for pick up - this will reduce impulse grabs and allow you to see your total while shopping  

2. Wait 24 hours before purchasing an unnecessary item - think the jacket you stumble on at Target that’s so cute, but what will you wear it with 🤔

3. Stop eating out - not 100% but cooking more is a guaranteed way to spend less - I’ve personally gone through client expenses and found over $1,000 in door dash charges for THE MONTH. Think of what could be done with that money instead!

Budgets are great but a budget will never build your wealth like good habits and proper financial understanding can.

Related: How Is Your Credit Score Calculated?