5 Things To Know Before Buying Home or Auto Insurance

Protect yourself from the unexpected.

Imagine if you were in a car accident and didn’t have insurance. You could be on the hook for hundreds of thousands of dollars! 

That’s why home and auto insurance is so important – it can help you protect yourself from a financial disaster. 

In this episode, Jeremy Keil speaks with Toby Hartman, partner at MM Insurance Associates, Inc. Toby sheds light on the various nuances of getting home/auto insurance and key things you need to keep in mind before purchasing a policy.

Toby discusses:

  • The benefits of working with independent agents
  • How to identify the ideal policy limits for coverage and deductibles
  • What people often miss while buying home/auto insurance
  • The difference between Uninsured Motorists (UM) and Underinsured Motorists (UIM)

Related: 3 Ways to Lower Your Taxes on Required Minimum Distributions